Bill de Blasio took office in November and promised…

2013 marked the year New York City elected a new mayor. Bill de Blasio took office in November and promised to make sweeping changes for resident sin Long Island, Brooklyn, Queens, Bronx, Manhattan, and Staten Island. What Premier Real Estate NYC would like to know, is what steps plan to be taken against negligent banks.

In the wake of the mayor’s race, Bill de Blasio has a lot of work to do with homeowners after Hurricane Sandy. Since the storm hit, foreclosures have risen sharply for resident in Long Island, Brooklyn, Queens, Bronx, Manhattan, and Staten Island.

For a city left reeling from the hurricane, federal assistance needs to be directed to hundreds of thousands of homeowners that are nearing foreclosure. In addition to the 2008 housing-crisis, and the national recession that followed, are other local factors that have staggered homeowners in New York. Turing towards the bank, or local homeowners associations, sometimes leaves the borrower more confused than before. A company like Premier Real Estate NYC lays out formidable steps for the homeowner.

Displaying a series of different routes, Premier Real Estate NYC shows the homeowner that choices remain in their struggle. Whether it is through a loan modification, short sale, or outside investor, there are many ways to avoid foreclosure. [Read more...]

Finding help one year after Hurricane Sandy

There is great fear, after Hurricane Sandy, in areas throughout Brooklyn, Queens, Manhattan, Staten Island, Westchester County, and even the Bronx, over a new wave of foreclosures since the storm.

Some of the neighborhoods, like, Howard Beach, and Far Rockaway, Queens, many areas in Staten Island, Manhattan Beach, Brooklyn, and the South Street Sea Port, have been nearly destroyed. Many of the property owners are at a total loss. Some neighborhoods in Brooklyn, and Staten Island already fell victim to the 2008 housing-crisis, and were watching foreclosures throughout the borough rise. After Hurricane Sandy hundreds of thousands of New Yorkers remain without answers on their property.

Further damaging the chances for homeowners to strike a deal with their bank was the government shutdown in 2013. It sounds like the perfect storm; between a slumping economy, a high national unemployment average, Hurricane Sandy, the government shutdown in 2013, and a surge in foreclosures, where can homeowners go to for concrete answers on their home, and personal finances.

Premier Real Estate NYC is located in Manhattan. The company has helped dozens of victims of the storm find solutions to their hardship. Many homeowners in Brooklyn, Queens, Bronx, Manhattan, and Staten Island, have searched for answers from their respective lending institution. [Read more...]

The bank will relentlessly pursue the homeowner

In a foreclosure, you will have an opportunity to plead for an exemption from the foreclosure, and you will be able to show evidence that supports your claim. However, if you have been negligent, and have not responded to the numerous bank notifications, you may be involuntarily removing yourself from the chance to explain your side of the story.

At this point of the foreclosure process, the court may grant the bank the ability to sell your property. If the borrower has failed to communicate with the lending institution, the court may issue the foreclosure, and award a judgment in favor of the bank, giving the bank the legal ability to sell the property.

If the borrower has not yet been served with a judgment, Premier Real Estate NYC may be able to stop the foreclosure. After the first three mortgage payments are missed, the foreclosure process will be right around the corner.

It is imperative that the homeowner seeks professional real estate help, or look for city programs that will give temporary aid. Premier Real Estate NYC has helped dozens of homeowners in New York City steer clear of foreclosure, and find a long-term solution to their mortgage.

Without the assistance of a city housing program, or a company like Premier Real Estate NY, the borrower will be destined for disaster. The legal team of experts, and real estate professionals, that make up Premier Real Estate NYC, has given hope to hundreds of New York City homeowners. [Read more...]